Terms and Conditions of Use

PLEASE READ THESE TERMS AND CONDITIONS OF
USE CAREFULLY BEFORE USING THIS WEB SITE

By using this web site, you signify your assent to these terms of use. If you do not agree to these terms of use, please do not use the site. We reserve the right, at our discretion, to change, modify, add or remove portions of these terms at any time. Please check these terms periodically for changes. Your continued use of this site following the posting of changes to these terms will mean you accept those changes.

TRADEMARKS AND COPYRIGHTS

Monika Lowry owns and operates the monikalowry.com Web Site and related words, domain names and logos are trademarks and the property of Monika Lowry. All other trademarks, product names and company names or logos cited herein are the property of their respective owners.

The material contained on this site, including all portions of the web site, content, site design, text, graphics and the selection and arrangement thereof are copyright MONIKA LOWRY ALL RIGHTS RESERVED.

No material from the Web Site may be copied, reproduced, republished, posted, transmitted or distributed in any way. The use of any such material for any other reason on any other web site or the modification, distribution or republication of this material without prior written permission from Monika Lowry is strictly prohibited.

TERMINATION

These terms are effective until terminated by either party. You may terminate these terms at any time by destroying all materials obtained from this web site and all related documentation and all copies and installations thereof, whether made under these terms or otherwise. These terms will terminate immediately without notice from Monika Lowry if, in Monika Lowry’s sole discretion you fail to comply with any term or provision of these terms. Upon termination, you must destroy all materials obtained from this site and all copies thereof, whether made under the terms of these terms or otherwise.

DISCLAIMER

THE MATERIALS ON THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW. MONIKA LOWRY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. MONIKA LOWRY DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED OR THAT THIS SITE OR ANY OTHER WEB SITE OR THE SERVER(S) THAT MAKES THE WEB SITE(S) AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. MONIKA LOWRY DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS WEB SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY OR OTHERWISE. YOU (AND NOT MONIKA LOWRY) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL MONIKA LOWRY BE LIABLE FOR ANY SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF OR THE INABILITY TO USE THE MATERIALS IN THIS WEB SITE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT SHALL MONIKA LOWRY’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE) OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE.

NOT LEGAL ADVICE

The information contained at this web site has been prepared by Monika Lowry as a service to its readers and the Internet community and is not intended to constitute legal advice. Monika Lowry has used reasonable efforts in collecting, preparing and providing quality information and material, but does not warrant or guarantee the accuracy, completeness, adequacy or currency of the information contained in or linked to this web site. Users of information from this web site or links do so at their own risk.

LINKS TO OTHER WEB SITES AND SERVICES

To the extent that this web site contains links to outside services and resources, Monika Lowry does not control the availability and content of those outside services and resources. Any concerns regarding any such service or resource or any link thereto should be directed to the particular service or resource.

GOVERNING LAW AND JURISDICTION

The web site (excluding linked web sites) is controlled by Monika Lowry from offices within the Province of Ontario, Canada. The web site can be accessed from all Provinces and Territories of Canada, as well as from other countries around the world. As each of these jurisdictions has laws that may differ from those of the Province of Ontario, by accessing the web site, the user agrees that all matters relating to access to or use of the web site or any other hyperlinked web site shall be governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. The user also agrees and hereby submits to the exclusive personal jurisdiction and venue of the Courts of the Province of Ontario and acknowledges that the user does so voluntarily and is responsible for complying with the local laws.